UNDER THE HOOD
Not because the customer said no. Because the infrastructure underneath the transaction wasn't built for where they are.
Trot fixes that. Here's how.
Talk to us
Scroll down to explore
THE PROBLEM
Here's what's actually happening to your payments
You connect a payment processor and expect money to move. It doesn't. Or it does, sometimes. Wrong rails, wrong currency, no local presence to settle with. The same card that works on Monday gets declined on Thursday. M-PESA doesn't show up as an option.
Problem
7 in 10
cross-border payments into Africa fail if they aren't localised. That's an infrastructure problem. And it has a specific solution.
Payment status
Failed
NGN 200,000
→ USD 420.00
Cross-border
Jun 12, 2024
Currency conversion
Live
NGN
200,000
USD
420.00
Exchange rate
1 USD = 476.19 NGN
Payment routing
3 hops
Sender → Local bank (NG)
Correspondent bank (USD)
Recipient bank (USD)
Transactions
Today
NGN 200,000
Cross-border
Failed
USD 1,250.00
Conversion
Completed
EUR 890.00
Transfer
Pending
Routing snippet
Optimized
Sender → Local bank
Correspondent → Recipient
HOW TROT FIXES IT
Three simple steps to unified rails
STEP 01
Tell us where you're going.
The markets, the use case, what you're trying to move. We map the right rails.
Select Markets
3 Selected
Nigeria
Kenya
Ghana
STEP 02
Connect once.
One integration. Local payment rails across Africa. No additional setup per market.
Connect API
Live
POST
/v1/payments
{
"currency": "USD",
"market": "NG"
}
Connect API
Live
POST
/v1/payments
{
"currency": "USD",
"market": "NG"
}
STEP 03
Transact. We handle the rest.
Settlement, compliance, FX are on our end. You focus on your business.
Transaction Status
Pending
FX Rate: 1 USD = 460 NGN
Compliance: Approved
Transaction Status
Settled
Payment Settled
FX Rate: 1 USD = 460 NGN
Compliance: Approved
WHAT YOU GET
What you get access to
Payments. Local currency accounts.. Remittance. One dashboard. One integration. Every market Trot covers.
Payments
Accept payments in local currencies instantly with robust fallbacks.
Local Accounts
Open accounts natively across markets without complex overhead.
Remittance
Frictionless cross-border transfers and settlements with instant routing.
Stablecoin Ramp
USDC
10,000
↓ Convert
NGN
₦15,842,000
Rate: 1 USDC = ₦1,584.2
Multi-Currency Reserves
Live
Total Reserve Value
$2,847,392
USD
$1,240,000
NGN
₦983,200,000
KES
KSh 48,120,000
GHS
GH₵ 12,480,000
Transaction Volume
+18.4%
Last 30 days
Jan
Feb
Mar
Apr
May
Jun
Jul
Now
75%
Sync
Active Corridors
Nigeria
NGN · Card, Bank
Active
Kenya
KES · M-Pesa, Bank
Active
Ghana
GHS · MTN, Bank
Active
THE IMPACT
What changes?
98.4%
+12.4%
Jan
Feb
Mar
Apr
May
Approval rates go up.
Local processing with localized fallbacks maximizes successful checkouts.
12 weeks
1 day
Before
After
Time to market compresses.
Deploy once to enter all of our supported African regions immediately.
Before
After
FX exposure shrinks.
Dynamic routing and currency conversions shield you from currency dips.
Compliance transfers to us.
We operate licensed infrastructure so you don't need complex legal setup.
